Rise & Thrive Terms and Conditions
1. TERMS OF PARTICIPATION
Please READ carefully. By purchasing or enrolling in Rise & Thrive, you (“Client” or “You”) agree to be bound by these Terms & Conditions, entered into by and between Marna Schwartz (“Company,” “we,” or “us”) and You.
If you do not understand or agree with any of these terms, please do not purchase or enroll in this Program.
2. PROGRAM/SERVICE
Company will provide access to the online course “Rise & Thrive” (the “Program”), including video and written lessons, templates, worksheets, checklists, slide decks and other support materials (the “Program Area”). You will have access to the Program Area for as long as it exists, but for no less than 90 days. If we intend to close the Program Area, we will give you 30 days’ notice.
From time to time, we may offer bonuses to those who enroll. You’ll receive any bonuses active at enrollment; these may vary by promotion and are not guaranteed for the program’s entire lifespan.
3. DISCLAIMER
Company’s Terms of Use, Privacy Policy and general Disclaimer are incorporated herein by reference. You acknowledge that Marna Schwartz (herein “Consultant”) and Marna Schwartz, LLC are not acting as your attorney, accountant, therapist, doctor or other professional. Consultant will not provide legal, accounting, tax, investment, public relations, medical or therapeutic services.
4. FEES & PAYMENT
In consideration of your access to the program, you agree to pay one of the following packages.
Rise and Thrive Standard includes a one-time payment of 2000 dollars due immediately or 3 monthly payments of 750 dollars each totaling 2250 dollars. Rise and Thrive VIP includes a one-time payment of 5000 dollars due immediately or 3 monthly payments of 2000 dollars each totaling 6000 dollars.
If you select a payment plan, your initial payment is due today, and subsequent installments will be automatically charged monthly until paid in full. Late or failed payments may result in immediate suspension of your access.
5. REFUND POLICY
We offer a 14-day, money-back guarantee under these terms:
Within 14 days of enrollment, email support@marnaschwartz.com by 11:59 pm EST with:
Proof of completed coursework (e.g., required worksheets).
An explanation of why the Program did not meet your needs.
You must include all required items in one email. Incomplete requests or those submitted after day 14 will be denied.
Upon approval, we will instruct our payment processor to issue a refund. All refunds terminate your license to Program materials; you must cease use and destroy all copies.
If you remain on a payment plan and do not request a refund within 14 days with required proof, you authorize us to collect all remaining payments.
6. METHODS OF PAYMENT
By enrolling, you authorize us to charge your credit or debit card automatically per your selected payment method. If any installment is declined, you must provide a new valid payment method promptly or your access will be revoked.
7. CONFIDENTIALITY & NDA
You agree not to share any confidential materials or participant discussions outside the Program without express written consent.
8. INTELLECTUAL PROPERTY
All Program content—text, graphics, logos, templates, software—is owned by Company or its licensors. You receive a limited, revocable, non-transferable license to use materials for your personal business only. No resale, redistribution, or creation of derivative works is permitted.
9. LEGAL DISPUTES, ARBITRATION & CLASS ACTION WAIVER
These Terms are governed by the laws of the State of New York. Any dispute will be resolved by binding arbitration administered by the American Arbitration Association (or other agreed forum):
Venue: Albany, New York
Individual claims only; class/collective relief is waived
Each party bears its own fees, but the arbitrator may award costs to the prevailing party
Judgment on any award may be entered in any court of competent jurisdiction
10. TEXT MESSAGES
By providing your mobile number, you consent to receive program-related and marketing texts. Message/data rates may apply.
11. CLIENT RESPONSIBILITIES
You agree to engage fully, complete assignments in good faith, and adhere to these Terms.
12. INDEPENDENT CONTRACTOR STATUS
Nothing herein creates a partnership or employment relationship. Company provides educational content only; nothing is professional advice.
13. FORCE MAJEURE
Company is excused from performance for causes beyond its reasonable control (e.g., natural disasters, strikes, internet outages).
14. SEVERABILITY & WAIVER
If any provision is unenforceable, the remainder remains in full effect. Waiver of any term must be in writing.
15. MISCELLANEOUS
– Program is provided “as is,” without warranty.
– Company’s liability is limited to refund of fees paid.
– You may not assign this Agreement without our consent; we may update these Terms at any time, posting changes on our site and notifying purchasers.
16. INDEMNIFICATION
You agree to indemnify and hold Company harmless from any claims arising from your use of the Program or breach of these Terms.
17. EQUITABLE RELIEF
If monetary damages are inadequate, the injured party may seek injunctive relief in any court of competent jurisdiction.